Forget the hassles and restrictions of store layaway contracts. Our
convenient credit plan helps you get what you want, when you need it.

• No extra fee to open your account
• All items are eligible (we don't restrict your choices)
• No minimum order requirements
• Make easy payments from home (online, phone or mail-in)
• We deliver to your door—no trips to a pick up desk
• Why wait? Get it now, pay later

Shop now and pay as little as $20 a month later. Just choose
"Montgomery Ward Credit" during checkout. It's that easy!