In the past, thieves wanted to steal your car, your wallet or personal property. Today, your identity may be the most valuable thing a thief can steal. Identity theft is the act of stealing your identifying information with the intent of using it for fraudulent purposes. Identity theft happens in a number of ways. There […]
If you are receiving Social Security benefits, you may have questions about whether your credit will be affected and what kind of credit you can qualify for on a fixed income. This chapter will answer the following questions: Does Receiving Supplemental Security Income (SSI) Affect Your Credit? What types of credit are available for those […]
We’ve all heard about a tow truck showing up in the middle of the night and the new car not being there in the morning or about the store sending a moving crew to take back the big screen television right before a big game. It’s an experience none of us want to have, but […]
Divorce is a very difficult, emotional process. There is a lot to consider, and it may seem overwhelming at times. Financially, it’s important to try to set aside your emotions and take steps to protect your credit. This chapter will answer the following questions about divorce and credit: How does divorce affect your credit scores? […]
If you are receiving Disability benefits, you may have questions about whether your credit will be affected and what kind of credit you can qualify for on a fixed income. This chapter will answer the following questions: How Do Disability Benefits Affect your Credit? What Type of Credit is Available to Those Who Receive Disability […]
The death of someone you love is very emotional and stressful. Things seem to happen very quickly. Keeping track of all the things that need to be taken care of can seem overwhelming. Financial matters can be especially challenging. One of the most important financial issues that must be addressed – but that is sometimes […]
Created in collaboration with the credit experts at Experian Sometimes debt can become overwhelming and unmanageable. The process of filing for bankruptcy is there to help those who truly cannot repay their debts. This chapter will answer these fundamental questions about bankruptcy: What is Bankruptcy? What is the difference between Chapter 7 and Chapter 13 […]
Your credit report and credit scores are the keys to unlocking financial opportunity. Understanding how to build a strong credit report and get good credit scores will help you qualify for low interest rates on loans and credit cards, saving you money and helping you to get the things you want and need. Knowing how […]
