Build Your Best Holiday Ever with Ward's Credit - Start Shopping

Buy Now, Pay Later — to Make Paying for the Holidays Easier

Quick Approval

QUICK APPROVAL

Up to $200 credit, only
$20 per month

Build Buying Power

BUILD BUYING POWER

Earn higher credit limits with
on-time payments

Find Your Favorites

FIND YOUR FAVORITES

Giant selection, including
brand names

Safe and Stress-Free

SAFE AND STRESS FREE

Secure, confidential online
account management

Brands

How to Open Your Wards Credit Account

Steps 1, 2, and 3

Start shopping and fill your cart with
the items you want

At checkout, choose
Wards Credit

Answer a few simple questions and
submit your order

START SHOPPING

Down payment may be required


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Log in anytime to make a payment, check your balance or update your information.

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Please note: All credit orders will be subject to credit approval.
Terms and Conditions | See Payment Chart

Use Wards Credit and get buy now, pay later convenience on a huge selection of furniture, electronics, appliances, shoes and more. Wards low monthly payments and fast approval process make it easy to use credit while shopping online or in our catalog. Plus, you can build your credit line with us and save your cash and credit cards for other purchases!