To apply, simply place an order!
Choose Wards Credit as your payment method at checkout
+ answer a few simple questions. Get a quick decision!
It’s easy to get credit to buy the things you need!
-Karen M., Wards Customer
Benefits of Wards Credit
Give the Best
to You & Yours
Grow + Gain Confidence
with Wards Credit!
Pay just $5 or $10 more per month and you could
buy up to
$200 more merchandise now with Wards Credit!*
Subject to credit approval—
on-time payments could help raise your credit limit over time!
More About Applying
How is applying
At Wards, you simply place your order, ask for Wards Credit and answer a few simple questions. The “application” is that easy and we think you’ll love it. After all, you’re here to shop, not fill out forms all day!Start Shopping
What if I’m declined?
(I’m working on
my credit score…)
Don’t stress! Wards offers flexible down payment options, so you may still qualify for Wards Credit
by simply making a small down payment on your first order.
We know you’re working hard to improve your credit score, and this is one more way that Wards says “Yes” when others say “No!” We want you to be able to get gifts for your loved ones, like clothes, toys, jewelry and more.
Montgomery Ward has helped me build my credit score...
You guys are awesome
and I love how
your customers. Thank you!
Use Wards Credit and
get buy now
convenience on a huge
electronics, tools, shoes
Wards low monthly payments and fast approval process make it easy to use credit
while shopping online or in our catalog. Now it’s easy to get the brand‑name
cell phones, laptops
and TVs your family needs, while you save your cash
and credit cards for other purchases.
*Down payment may be required. Please note: All credit orders will be subject to credit approval.
Terms & Conditions