Yes you Can!

with Wards Credit

Start Shopping

Buy Now,
Pay Later

Low monthly payments
make shopping easier.

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Quick Approval

Up to $100 credit,
only $10 per month

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Build Buying Power

Earn higher credit limits
with on-time payments

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Find Your Favorites

Giant selection,
including brand names

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Safe &
Stress Free

Secure, confidential online

How to Open Your
Wards Credit Account


Start shopping
and fill your cart
with the items you want


At checkout, choose
Wards Credit


Answer a few
simple questions

and submit your order

Start Shopping

Down payment may be required.

Please note: All credit orders
will be subject to credit approval.

Terms & Conditions

Already Have
an Account?

Log in anytime to make a payment,
check your balance or
update your information

Log In Now

Have questions about credit?

Visit our Credit FAQ page

Learn More

Use Wards Credit and get buy now, pay later convenience on a huge selection of furniture, electronics, appliances, shoes and more. Ward’s low monthly payments and fast approval process make it easy to use credit while shopping online or in our catalog. Plus, you can build your credit line with us and save your cash and credit cards for other purchases!